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LEADERSHIP QUOTE OF THE DAY (23 May 2012): You gain STRENGTH| COURAGE AND CONFIDENCE by every experience in which you really stop to look fear in the face. You must do the thing you think you cannot do. - Eleanor Roosevelt

SUCCESS

PROPERTY: Interest Rates

No matter how many people you employ, the square metres of premises you occupy or items of equipment you operate, if you fully own or have a significant active shareholding in a business, that business is YOU.

a. What would happen to staff if you died?
b. What would happen if you lost a key employee, could you afford the resulting loss of cash flow or profits?
c. If you have a business partner and they died or became disabled, could you afford to buy them out?

Rod, 48, a fit, healthy business consultant, was the driving force behind his very successful business. The business was built on his relationships with his clients and the suppliers who trusted him to pay on time.

Last year he suffered a stroke which left him with a speech impediment and restricted movement in one leg. While his thought processes were still as sharp as ever, his slow and slurred speech made communication with clients, suppliers and staff virtually impossible.

It took almost two months to find someone who could fill Rod’s shoes. Fortunately, his insurance adviser had recommended ‘Locum Cover”, which covered the cost of recruiting Graeme as his replacement and would pay Graeme’s salary for the next two years. Graeme had the business generating income again within a couple of weeks.

Twelve months later, Rod is recovering slowly, getting the best of care through his “Health Insurance”. He and his family have been able to focus on getting him well without the stress of worrying about money. Rod’s Income Protection policy has been providing for them. Their personal debts and mortgage were cleared with their lump-sum “Trauma Insurance” payout.

Take Action Now!
If your mortgage interest rate is expiring Take Action Now!
If you are not insured for financial risks Take Action Now!

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